About Us
Sixto – Advanced Financial Infrastructure
Sixto AFI Limited – Advanced Financial Infrastructure is focusing on IT Financial Infrastructure project development, delivering FAST LIGHT BANKING SOLUTIONS for the unbanked population in West Africa.
Sixto is enjoying the vast on ground IT experience of its entrepreneurs, proven delivery skills and impeccable execution of IT projects in the financial sector of west Africa, for the last 15 Years, with its prime offices in Lagos and Abuja, Nigeria.
Sixto is collaborating with leading financial technology companies, both startups and mature fintech solution providers, delivering cutting edge solutions in the African financial sector, while tailoring these solutions to the unique market characters.
Sixto can deliver these financial infrastructure projects on any kind of financial and operational model: License, Hybrid, Managed Services, BOT.
Our Drive – Vision Engineering
- experts in converting dreams into practical plans
- Combining high level vision with hands-on management
- a creative approach with facts and figures analysis
- global experience
Sixto partners have vast experience in Project development and entrepreneuring ranges from the development of green filed projects to supporting the establishment of operation methodology, procedures, reporting and other activities.
Operating in Africa for the last 15 year we have vast experience and knowledge in the development, finance and operation of infrastructure and IT projects, including national infrastructure BOT projects, with our unique in depth understanding of Africa
We maintain close collaboration with international investment groups for the purpose of identifying and developing large scale projects and facilitate future investments, as well as operating, monitoring and supervising their operating projects on the ground.
We maintain a network of links and relationships in several African countries with leading companies and capable of creating an administrative and logistics array in order to execute business opportunities in these places (among others: Nigeria, Ghana, Zambia, Zimbabwe and more)
We also maintain close ties with leading financial institutions which specialize in the specific aspects of African BOT investments and are able to mobilize the capital investment required for the execution BOT infrastructural projects.



GLOBAL TEAM. WORLD CLASS RESULTS.

GENERAL MANAGER
Neil has more than 40 years of experience in the ICT services sector with the last 26 years spent in the specialist area of Payments Processing and Unsecured Lending. Prior to joining MTI/ SixTo, he spent 7 years with AFS a leading Payments Processor in the Middle East as Deputy CEO, where he managed the entire operations and client services divisions.
Neil’s key strength is his ability to look strategically at the “bigger picture” whilst ensuring tactical goals are not compromised. He is used to engaging with senior stakeholders to create platform strategies that align a client’s long-term and short-term business goals with cost effective technology solutions. He has specialised in Running and operating Third Party Payments Processors, payment system platform upgrade strategies, group platform (merger) strategies, out-sourcing/off-shoring solutions and the estimation of major conversion/upgrade programmes.
Throughout his career Neil has consulted to many of the top major financial services clients such as First Data, GE Money, Experian, Westpac Banking Corporation and Capgemini across Europe, Middle East and Africa and Asia Pacific. In addition to his Issuing and Acquiring expertise Neil has global experience in payment transaction processing/switching, ATM Driving, real-time processing, closed-end loans, debit cards and pre-paid products and digital payment solutions. Neil has also worked for 2 major trading banks in Southern Africa, being Standard Bank and First National (formerly Barclays).
Neil holds an Executive MBA / Master’s degree in Business Management from Macquarie Graduate School of Management (MGSM) and holds professional fellowships from the Financial Services Institute of Australasia, the Institute of Managers & Leaders.

SENIOR PROJECT MANAGER / Head of Delivery for Project Set Up and Releases
Yossi is a proactive delivery expert with more 20 years of experience in the ICT services sector, specializing in large scale IT projects delivery management, with responsible for teams of 100 delivery technologists.
Prior to joining MTI/ SixTo, Yossi spent 16 years with Convergys Solutions LTD., a leading International software Company providing professional services and solutions for large volume messaging systems and billing systems for telecom service providers (Telephony, TV and Internet) around the globe in the verticals of Billing, CRM, Account receivables, Connectivity, 3rd party integrations, as head of delivery responsible directly for over 100 delivery specialists.
Throughout his career Yossi has responsible for large scale project delivery to many leading organizations for Billing and CRM projects for tier 1&2 clients.
Yossi main strength is its delivery capacity for complicated projects, being a natural leader for large professional teams with its skillset includes: Project definition and Project Management, System Analysis, defining and structuring of business workflows, Software Development and Implementation
Yossi holds a Software Sub engineer degree from Tel- Aviv University in Israel in (Scholarship for Excellence), with vast knowledge as a hands-on programmer with vast knowledge of operating systems, databases etc.

SENIOR PROJECT MANAGER/ Head of Delivery for Managed Services
Hadar has more than 20 years of vast experience in Managing Software, IT Delivery and implementation projects in the ICT/Telecom sector with 5 years specializing in Mobile Financial Service solutions.
Prior to joining MTI/ SixTo, he spent 20 years with Amdocs Inc., a leading Billing, Ordering and CRM provider in the Telecom sector, spent half of his time in Israel’s Development Centre and the 2nd half in the USA as an implementation manager on customer site. As a delivery and implementation project manager, he managed the scoping, development, budget and quality of a very large-scale BSS systems/projects for tier 1 Telcos in the USA. As an implementation manager, he was the one who work with customer’s teams on project planning and executing the deployments, user acceptance test and all the Go Live related activities. As a Mobile Financial Services Project Manager, he worked closely with the customer on defining the requirements, grooming scope, define phases and migration strategies for deploying Mobile Wallet into production.
Hadar’s key strength is his ability to plan and execute large scale Technical Programs proactively and methodically with focus on (high) quality. Programs consist of multi geographies/time zones, multi cultures, multiple interdependencies and vendors are complex by definition. Keeping all program teams in sync is one of the keys for success. He is used to engaging with stakeholders to discuss program strategies and planning. He has specialised in large scale system analysis and planning, engage in large migration projects and has established operational scheduling and scripts to achieve the maximum automation and minimal human intervention operation. In the MFS/FINTECH space, the projects included a real time integration with all major card schemes (Visa, Amex, Mastercard, Discover, Diner) and with PayPal to allow self-service payment using debit/credit and other types of cards.
Throughout his career Hadar has been engaged in many projects for tier 1 Telcom companies such as Vodafone, AT&T, Sprint, T-Mobile and more.
Hadar holds a BSC. Degree in Mechanical Engineering from Tel Aviv University in Israel