ABOUT SIXTO

Building Infrastructure that Strengthens Economies

SixTo AFI is an advanced financial infrastructure provider specialising in the design, implementation and operation of secure payment ecosystems.

For more than 15 years, we have worked with governments, financial institutions and payment operators to modernise payment infrastructure and enable scalable digital financial services.

ABOUT SIXTO

Building Infrastructure that Strengthens Economies

SixTo AFI is an advanced financial infrastructure provider specialising in the design, implementation and operation of secure payment ecosystems.

For more than 15 years, we have worked with governments, financial institutions and payment operators to modernise payment infrastructure and enable scalable digital financial services.

Proven Transformation Experience

SixTo has delivered numerous large-scale payment transformation initiatives across emerging markets.
Our expertise spans

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National payment infrastructure programmes

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Central switching platforms

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Domestic payment schemes

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Institutional payment processing platforms

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Payment ecosystem interoperability

Our team brings deep experience across payment technology, financial services, infrastructure deployment and ecosystem governance.

Mission

To design and deliver resilient payment infrastructure that strengthens financial systems, expands access to digital services and supports long-term economic development.

Vision

To enable secure, inclusive and sustainable payment ecosystems that support the growth of modern economies.

Mission

To design and deliver resilient payment infrastructure that strengthens financial systems, expands access to digital services and supports long-term economic development.

Vision

To enable secure, inclusive and sustainable payment ecosystems that support the growth of modern economies.

Industries We Serve

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Central Banks

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Ministries of Finance

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Governments

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Retail and Digital Banks

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Banking Consortiums

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Payment Institutions

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Payment Processors

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Fintech Platforms

Leadership Team

Rami Arad

Rami Arad

Owner & Co-Founder

Cyber and IT infrastructure specialist with extensive experience in secure enterprise platforms and large-scale technology deployment across financial and government sectors.

Sharon Elfassy

Sharon Elfassy

Owner & Co-Founder

Experienced entrepreneur specialising in Build–Operate–Transfer infrastructure programmes, corporate finance and strategic partnerships across emerging markets.

Neil Pavis

Neil Pavis

General Manager

Financial services executive with more than 30 years of international experience in payments, banking transformation and operational leadership.

Bashi Gopaul

Bashi Gopaul

Head of Strategy & Products

Payments strategist with over 25 years of experience in financial services innovation, ecosystem development and digital payment product design.

Hadar Kimchy

Hadar Kimchy

Head of Projects

Senior project delivery specialist with extensive experience managing complex financial technology and infrastructure implementation programmes.

Explore National Payments Framework

Partner with SixTo

To explore infrastructure modernisation, national payment transformation initiatives or institutional payment platform deployment, please contact the SixTo team.