ABOUT SIXTO
Building Infrastructure that Strengthens Economies
SixTo AFI is an advanced financial infrastructure provider specialising in the design, implementation and operation of secure payment ecosystems.
For more than 15 years, we have worked with governments, financial institutions and payment operators to modernise payment infrastructure and enable scalable digital financial services.

ABOUT SIXTO
Building Infrastructure that Strengthens Economies
SixTo AFI is an advanced financial infrastructure provider specialising in the design, implementation and operation of secure payment ecosystems.
For more than 15 years, we have worked with governments, financial institutions and payment operators to modernise payment infrastructure and enable scalable digital financial services.

Proven Transformation Experience
SixTo has delivered numerous large-scale payment transformation initiatives across emerging markets.
Our expertise spans
National payment infrastructure programmes
Central switching platforms
Domestic payment schemes
Institutional payment processing platforms
Payment ecosystem interoperability
Our team brings deep experience across payment technology, financial services, infrastructure deployment and ecosystem governance.
Mission
To design and deliver resilient payment infrastructure that strengthens financial systems, expands access to digital services and supports long-term economic development.
Vision
To enable secure, inclusive and sustainable payment ecosystems that support the growth of modern economies.
Mission
To design and deliver resilient payment infrastructure that strengthens financial systems, expands access to digital services and supports long-term economic development.
Vision
To enable secure, inclusive and sustainable payment ecosystems that support the growth of modern economies.

Industries We Serve
Central Banks
Ministries of Finance
Governments
Retail and Digital Banks
Banking Consortiums
Payment Institutions
Payment Processors
Fintech Platforms
Leadership Team

Rami Arad
Owner & Co-Founder
Cyber and IT infrastructure specialist with extensive experience in secure enterprise platforms and large-scale technology deployment across financial and government sectors.

Sharon Elfassy
Owner & Co-Founder
Experienced entrepreneur specialising in Build–Operate–Transfer infrastructure programmes, corporate finance and strategic partnerships across emerging markets.

Neil Pavis
General Manager
Financial services executive with more than 30 years of international experience in payments, banking transformation and operational leadership.

Bashi Gopaul
Head of Strategy & Products
Payments strategist with over 25 years of experience in financial services innovation, ecosystem development and digital payment product design.

Hadar Kimchy
Head of Projects
Senior project delivery specialist with extensive experience managing complex financial technology and infrastructure implementation programmes.
Explore National Payments Framework
Partner with SixTo
To explore infrastructure modernisation, national payment transformation initiatives or institutional payment platform deployment, please contact the SixTo team.
