NATIONAL PAYMENTS FRAMEWORK

Infrastructure for National Payment Ecosystems

SixTo designs and delivers integrated frameworks that enable countries to modernise their payment infrastructure while maintaining strong regulatory governance and system resilience.

The National Payments Framework connects financial institutions across a unified architecture, enabling secure, interoperable digital payments across the economy.

NATIONAL PAYMENTS FRAMEWORK

Infrastructure for National Payment Ecosystems

SixTo designs and delivers integrated frameworks that enable countries to modernise their payment infrastructure while maintaining strong regulatory governance and system resilience.

The National Payments Framework connects financial institutions across a unified architecture, enabling secure, interoperable digital payments across the economy.

Central Super Switch

The Central Super Switch acts as the core routing platform for all national payment transactions.

Capabilities include:

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High-performance transaction switching

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Interoperability across banks and payment providers

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Real-time transaction routing and settlement

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Fraud monitoring and AML capabilities

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Data analytics and ecosystem visibility

The platform is designed for high availability and national scalability.

Domestic Payment Scheme

The Domestic Payment Scheme enables countries to establish local payment networks aligned with national economic priorities.

Key features include:

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Debit, prepaid and credit card issuance

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Mobile wallet issuance and interoperability

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Domestic Scheme management

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Merchant payment enablement

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eGovernment payment capabilities

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Integration with national identification systems

Governance and rule-setting remain under the authority of the Central Bank or relevant regulator.

Fiscal and eGovernment Infrastructure

SixTo frameworks support digital transformation initiatives across government services.

Capabilities include:

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Digital tax and VAT payment integration

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Electronic government payment services

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Secure benefit and pension distribution

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Government oversight and control of benefit spending

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Improved financial transparency and reporting

Ecosystem Interoperability

By connecting banks, fintechs, payment providers and government services, the framework creates a unified ecosystem that reduces fragmentation and improves system oversight.

Ecosystem Interoperability

By connecting banks, fintechs, payment providers and government services, the framework creates a unified ecosystem that reduces fragmentation and improves system oversight.

Explore Solutions for Banks & Payment Institutions

Partner with SixTo

To explore infrastructure modernisation, national payment transformation initiatives or institutional payment platform deployment, please contact the SixTo team.