NATIONAL PAYMENTS FRAMEWORK
Infrastructure for National Payment Ecosystems
SixTo designs and delivers integrated frameworks that enable countries to modernise their payment infrastructure while maintaining strong regulatory governance and system resilience.
The National Payments Framework connects financial institutions across a unified architecture, enabling secure, interoperable digital payments across the economy.

NATIONAL PAYMENTS FRAMEWORK
Infrastructure for National Payment Ecosystems
SixTo designs and delivers integrated frameworks that enable countries to modernise their payment infrastructure while maintaining strong regulatory governance and system resilience.
The National Payments Framework connects financial institutions across a unified architecture, enabling secure, interoperable digital payments across the economy.

Central Super Switch
The Central Super Switch acts as the core routing platform for all national payment transactions.
Capabilities include:
High-performance transaction switching
Interoperability across banks and payment providers
Real-time transaction routing and settlement
Fraud monitoring and AML capabilities
Data analytics and ecosystem visibility
The platform is designed for high availability and national scalability.
Domestic Payment Scheme
The Domestic Payment Scheme enables countries to establish local payment networks aligned with national economic priorities.
Key features include:
Debit, prepaid and credit card issuance
Mobile wallet issuance and interoperability
Domestic Scheme management
Merchant payment enablement
eGovernment payment capabilities
Integration with national identification systems
Governance and rule-setting remain under the authority of the Central Bank or relevant regulator.
Fiscal and eGovernment Infrastructure
SixTo frameworks support digital transformation initiatives across government services.
Capabilities include:
Digital tax and VAT payment integration
Electronic government payment services
Secure benefit and pension distribution
Government oversight and control of benefit spending
Improved financial transparency and reporting

Ecosystem Interoperability
By connecting banks, fintechs, payment providers and government services, the framework creates a unified ecosystem that reduces fragmentation and improves system oversight.

Ecosystem Interoperability
By connecting banks, fintechs, payment providers and government services, the framework creates a unified ecosystem that reduces fragmentation and improves system oversight.
Explore Solutions for Banks & Payment Institutions
Partner with SixTo
To explore infrastructure modernisation, national payment transformation initiatives or institutional payment platform deployment, please contact the SixTo team.
